How do public adjusters typically charge for their services?

Public adjusters typically charge for their services based on a percentage of the settlement amount. This method aligns their financial compensation with the outcome of the claims process, incentivizing them to maximize the settlement for their clients. The more the client receives in the claim settlement, the more the public adjuster earns, creating a shared interest in achieving the best possible result. This percentage can vary depending on the state regulations and the specific agreements made with clients, but it is a common and accepted practice in the industry.

Other charging methods, such as a fixed hourly fee or a flat rate per claim, are less common for public adjusters managing insurance claims, as they may not effectively align the adjuster's interests with those of the client. Charging by selling insurance policies is not relevant to the services provided by public adjusters, who focus specifically on helping policyholders with claims rather than selling insurance products.