In what case is a judge of a court of record involved in the appraisal process?

In the context of the appraisal process, a judge of a court of record becomes involved primarily when the appraisers are unable to agree on the selection of an umpire. The umpire plays a crucial role in the appraisal process, especially in cases where the two appraisers cannot reach a consensus.

When the appraisers appoint an umpire, the purpose is to facilitate and assist in resolving differences in their assessments. If they cannot agree on who the umpire should be, it creates a blockage in the appraisal process, necessitating judicial intervention. At this point, the court can step in to appoint an umpire to ensure that the process continues and that disputes are resolved in a timely manner.

The other situations described do not involve the direct participation of a judge in the appraisal process. Disagreements on terms or the actual loss amount are typically resolved through the appraisal process between the appraisers rather than requiring a court's involvement. Similarly, an appeal by the insured may bring the dispute back to court, but it does not relate directly to the appraisal process itself in terms of a judge's immediate role.