What is the primary role of a public adjuster?

The primary role of a public adjuster is to represent clients in negotiations and claims processes. Public adjusters are advocacy professionals who specialize in managing and negotiating claims with insurance companies on behalf of their clients, typically policyholders who have suffered a loss. They possess expertise in understanding insurance policies, damage assessments, and the claims process, which allows them to effectively advocate for a fair settlement that reflects the true value of the loss incurred.

Their responsibilities include gathering evidence, documenting damages, preparing claims, and communicating with the insurance company on the client's behalf. By taking on these tasks, public adjusters aim to alleviate the burden on clients, ensuring that they receive the appropriate compensation as dictated by their insurance policy. This specialization enables clients to focus on recovery while the public adjuster handles the technical intricacies of the claims process.