What is the primary role of a public adjuster in Missouri?

The primary role of a public adjuster in Missouri is to assist clients in navigating the claims process. This means that public adjusters specialize in helping policyholders understand their insurance policies, accurately report damages, and file claims with insurance companies. They advocate on behalf of the policyholder, ensuring that the claim is handled fairly and efficiently, and that the client receives the maximum benefits to which they are entitled.

Public adjusters have expertise in understanding the intricacies of insurance claims which can often be complicated and overwhelming for policyholders. They help gather evidence, document damages, and provide a professional assessment of the claim, essentially acting as a liaison between the client and the insurance company.

In contrast, other options such as representing clients in court or selling insurance policies do not align with the public adjuster's function. Public adjusters do not typically engage in legal representation like attorneys or in the selling of insurance, as their primary focus is on the claims process and ensuring the client's interests are well-represented during this stage. Evaluating the worth of properties, while it may be part of some aspects of insurance adjusting, is not the primary focus; instead, public adjusters are more concerned with the claims related to specific damages and losses.