What is the purpose of a Public Adjuster License?

The purpose of a Public Adjuster License is to enable individuals to practice as public adjusters, who are professionals trained to help policyholders in the insurance claims process. Public adjusters work on behalf of policyholders to assess and negotiate claims with insurance companies, ensuring that clients receive fair compensation for their losses. The licensing process requires knowledge of insurance policies, claims handling, and relevant state laws, ensuring that public adjusters operate within the legal framework and maintain professional standards.

This role is distinct from selling insurance policies, investigating fraudulent claims, or representing insurers in court, which are not functions performed by public adjusters. Instead, public adjusters specifically advocate for the insured's interests during the claims process.