What kind of claims are public adjusters not allowed to pursue on behalf of clients?

Public adjusters are specifically licensed and trained to assist clients with property insurance claims. Their role is to help policyholders navigate the claims process with their insurance companies, ensuring that they receive fair settlements for damages out of pocket.

When it comes to claims that involve litigation, public adjusters are not authorized to pursue these claims on behalf of clients. Litigation implies a legal process in a court setting, which typically requires legal representation by a licensed attorney. Public adjusters, while they hold expertise in property claims and insurance policies, do not have the legal training or authority to represent clients in lawsuits or legal disputes related to insurance claims.

In contrast, the other types of claims—property insurance, auto insurance, and health insurance—fall outside the scope of litigation concerns when they are simply about filing or negotiating claims. Public adjusters can help clients with claims related to property damage or loss, while the other categories typically involve different rules, regulations, and sometimes require different types of professionals (like auto or health insurance experts) to assist with those claims.