What type of insurance is primarily handled by public adjusters in Missouri?

Public adjusters in Missouri primarily handle property, casualty, and liability insurance claims because their main role is to assist policyholders in navigating the claims process for damages to their property. This includes helping clients effectively document and value their losses, negotiate with insurance companies, and ensure they receive a fair settlement based on the terms of their insurance policy.

Public adjusters specialize in claims related to real property, such as homes and commercial buildings, which fall under property and casualty insurance. This is a significant aspect of their practice since these types of claims often involve complex circumstances that require professional expertise to assess damages, interpret policy language, and understand insurance regulations.

The other types of insurance mentioned, such as health, life, auto, recreational vehicle, travel, and homeowners insurance, do not align with the primary functions of public adjusters. While homeowners insurance is tangentially related (as it includes property coverage), public adjusters focus primarily on the claims that recognize substantial property damage and loss rather than other types of insurance coverage.