Which insurance coverage protects a business from claims of negligence?

Liability insurance is designed specifically to protect businesses from claims of negligence, which can arise when a business fails to meet its legal duties or obligations, resulting in harm to another party. This type of coverage provides financial protection against legal fees and settlements that may arise from such claims, ensuring that the business can operate without the fear of devastating financial repercussions from lawsuits.

Property insurance focuses on protecting physical assets of the business, such as buildings and equipment, but does not cover claims related to negligence. Health insurance is intended to cover medical expenses for employees but is not relevant to business liability issues. Comprehensive coverage often includes a broad range of protections but would not specifically address negligence claims like liability insurance does.

Therefore, choosing liability insurance is the correct response because it directly addresses the financial risks associated with negligence claims against a business.